A South Delhi-based content creator has sparked conversation online after revealing how she spent more than ₹4 lakh in a single month. In a recent video, Yukta Sethi shared a detailed breakdown of her February expenses, explaining that a large portion of the amount went into financial investments.
Sethi said she manages two sources of income. According to her profile on LinkedIn, she holds a degree in Finance and Marketing and works as an associate at an education consulting firm. Alongside her job, she also earns through content creation.
In the video posted on Instagram, she introduced the breakdown by saying, “Here’s how much I spent in February as a South Delhi girl with two income streams.”
Travel and Shopping Expenses
Sethi explained that her first expense category was travel, which totalled around ₹21,000. She pointed out that the amount was relatively low considering she travelled to Vietnam, Mumbai and Alibaug during the month.
According to her, the costs remained limited because she visited Vietnam with her parents, who covered most of the trip expenses.
Shopping was another major expense. Sethi revealed that she spent ₹60,000 on shopping in February, with ₹30,000 spent at a Mumbai-based store called Style Junkie.
Majority of Spending Went Into Investments
The largest portion of her spending went into investments. Sethi said she invested approximately ₹2.8 lakh during February.
In an earlier video, the creator mentioned that her portfolio includes financial instruments such as mutual funds and fixed deposits, suggesting a long-term approach to saving and investing.
Dining, Coffee and Content Creation Costs
Apart from investments and shopping, Sethi outlined several everyday expenses.
She spent around ₹17,000 on dining out during the month. Coffee expenses came to nearly ₹3,000, which she said was relatively low because she spent a lot of time travelling.
“Coffee was not much because I was travelling so much,” she said.
Sethi also spent ₹17,000 on maintaining her Instagram page @yuks.explores, which included editing services and backend production costs.
Additional expenses included about ₹3,000 on grooming, ₹4,100 on subscriptions and ₹1,800 on miscellaneous items.
Total Spending Crossed ₹4 Lakh
After adding all categories, Sethi said her total spending for February reached ₹4,08,131.
She also clarified that she currently lives with her parents, meaning she does not pay rent — something that significantly affects her monthly expenses.
The video quickly attracted attention online, with several viewers asking her to share a detailed explanation of her investment strategy.
